We have a handy pocket-guide to help you make sense of health care insurance options under the Affordable Care Act (ACA). It can also help you share your new knowledge with friends and family!
Open Enrollment runs from November 1, 2021 - January 15, 2022
Did You Know the ACA Ensures you Get:
Covered Preventive Care - access to contraceptives; prenatal care; breastfeeding support and equipment; well-woman visits; and screenings for partner violence and breast and cervical cancer with no out-of-pocket costs!
Pre-existing Condition Protection - access to health care through insurance, regardless of your health history.
Consumer Protections - no life-time caps on coverage.
Affordable, Accessible Care - access to the Health Insurance Marketplace with plans to fit your individual needs.
Why You Should Enroll in the Health Insurance Marketplace:
Coverage options: If you don't have affordable health insurance through your employer and don't qualify for Medicaid or another program, the Marketplace offers coverage options.
Financial security: Even if you're healthy now, having insurance means that if you or your loved ones get sick you won't need to worry about huge medical bill or going bankrupt.
Access to care: Having insurance means you will get the health care you need, when you need it, and it will be covered by your insurance, even if you have a pre-existing condition.
What's So Great About the Health Insurance Marketplace?
The Marketplace will help you find a plan that fits your budget. 90% of current WI enrollees qualify for financial assistance!
All insurance plans in the Marketplace must cover Essential Health Benefits like maternity care, doctor visits, prescriptions and mental health services.
Plans in the Marketplace must be easily comparable and cover a range of basic health needs so you will be able to easily understand what your plan will cover.
You can get help enrolling by going online, over the phone, or in-person.
Tips for Choosing a Plan that Works for You:
Identify your health goals and find a plan that covers your medical needs and helps you meet those goals.
Find a plan that includes the doctor, hospital or clinic you use, or ones that are near you.
Find a plan that fits your budget, and take into account possible out of pocket costs that may come with the plan.